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Forbes

 •  October 19

Is there such a thing as a “good interest payment” on a credit card for rewards? The answer may surprise you because it depends on you, what your goals are, and if it's the best rewards credit card. The answer also rests on how many ‘bad interest payments’ are made and the costs associated with it on your rewards credit card. More important than...

Forbes

 •  October 18

Early this year I wrote about Finova Financial, a company focused on new financing instruments to help the un- and under-banked keep their heads above water. At that time the company had just closed more than $52.5 Million in funding. CEO, Gregory Keough, who comes from traditional banking and lending world, saw a gap in the market. Title loans and...

Forbes

 •  October 18

The epic Equifax data breach shines a clear, bright light on a whole series of problems with the data age and the role of governments with respect to our data — questions that must be answered. The biggest question: “Where the heck is the government and why hasn’t it done anything to truly protect the public from companies with lousy security?”...

Forbes

 •  October 15

Every student loan borrower should know how their student loan debt affects their credit history and credit score — from how much missing a payment could ding their credit score to whether refinancing student loans affects credit at all. But it’s not just your mistakes that can keep your credit down. According to an April 2017 report from the...

Forbes

 •  October 13

"Fool me once, shame on you. Fool me twice, shame on me." One security breach might not have been enough to shake the confidence of the Internal Revenue Service (IRS) in Equifax, but apparently, a second cyber attack did the trick. The IRS has announced that it has suspended its contract with the credit-reporting bureau after reports that the...

Forbes

 •  October 9

If you only need to know one financial number, it might be your credit score. This single, three-digit number can mean the difference between approval or denial on your next airline miles credit card or loan application. So you don't waste a credit inquiry, plenty of websites let you check your credit score for free. With so many to choose from,...

Forbes

 •  October 5

Federal regulators issued new rules on Thursday that will drastically rein in access to payday loans and restrict certain practices that have drawn ire from consumer advocates. Payday loans, which provide strapped consumers with quick access to cash, are typically characterized by their ultra-high interest rates and short repayment periods....

Forbes

 •  October 5

The Consumer Financial Protection Bureau, or CFPB, released its final rule on so-called payday loans as well as vehicle title and certain other high-cost installment loans. The rule is an important step in an industry that caters to the financially vulnerable. These are people who, given a lack of fiscal resources, often face difficulty choices and...

Forbes

 •  October 4

Running a business is hard enough when everything goes smoothly. But when you’re an entrepreneur, the unexpected happens. You need to prepare yourself for every possible situation, including fraud. Business fraud isn’t as rare as you might think. It’s important that you know how to prevent and deal with fraud if it comes your way. Types Of Fraud In...

Forbes

 •  October 4

When Ally-Jane Grossan was in college, she loved paying for things with her Hello Kitty-branded card from Bank of America. “It was amazing and so cute,” she recalls, about 10 years later. She says it was a “genius way” for the issuer to get young women familiar with paying with plastic. Then, when the card expired after a few years, she received an...