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USA TODAY

 •  October 10

AP Credit freezes may be right for some people, but not right for everyone: Opposing view The freedom to access credit quickly and securely is something American consumers have enjoyed for decades. But dramatic increases in criminal hacks have challenged the way we all treat our personal information. Timely access to credit is essential to how we...

USA TODAY

 •  October 6

NEW YORK — Equifax knows a lot about you. That is, in essence, how it makes money. The company and its competitors have in their files the personal financial information of tens of millions of Americans like you, going back decades. Your mortgage loan totals. When you switched from a Macy's card to a Target card. How much you still owe for...

USA TODAY

 •  October 5

Lenders that offer payday loans and other small advances to cash-strapped consumers must first determine if the borrowers can afford to repay the debt under a long-awaited federal rule finalized Thursday. The rule, adopted by the Consumer Financial Protection Bureau, also would curtail repeated attempts by the lenders to debit payments from...

USA TODAY

 •  October 2

Equifax technology officials failed to implement a fix to a security flaw in March despite being internally instructed to do so, allowing digital thieves to access the personal information of more than 140 million Americans, the company's former CEO said in remarks prepared for his congressional testimony Tuesday. Former Equifax CEO Richard Smith...

USA TODAY

 •  September 26

Equifax CEO and Chairman Richard Smith may be gone, but consumer and government criticism and scrutiny of the credit-reporting giant's massive cyberbreach continues to mount. At least one sign of potential new government action against Equifax surfaced within hours of the company's leadership shakeup. Federal Trade Commission responses to questions...

USA TODAY

 •  September 18

Security is job one for a company trusted with so much personal information. Equifax spectacularly failed. This is akin to Vanguard losing your 401(k). Equifax CEO Richard Smith is facing a cataclysmic crisis that threatens not just his job but the survival of his company. Corporate America is no stranger to such existential moments. The question...

USA TODAY

 •  September 17

Countless Americans will no doubt suffer financial harm from the Equifax data breach. But we may never know the exact number. In the real world, quantifying the number of homes damaged by a hurricane or how many people lost their jobs last month is a straightforward math exercise. But in the shadowy online world, getting a precise count of people...

USA TODAY

 •  September 15

— Our editors review and recommend products to help you buy the stuff you need. If you make a purchase by clicking one of our links, we may earn a small share of the revenue. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives. Feeling a little over-exposed lately? You’re in good company. It’s a...

USA TODAY

 •  September 15

Buzz60 The Equifax hacking has cast a pall of uncertainty over an estimated 143 million Americans who could be facing a serious threat of identity theft for the rest of their lives, spawned government investigations and a triggered a national rush among consumers to protect themselves. Here's what you need to know about what experts say is...

USA TODAY

 •  September 14

In the days since the credit reporting agency Equifax disclosed the breach of 143 million consumers’ private financial data, howls of outrage have only grown louder. Dozens of potential class-action lawsuits have been filed, Congress has revved up hearings on the breach, and two legislators have promised bills targeting the credit reporting...